30 year fixed rate loans are available starting at 3.500% at US Bankcorp (NYSE:USB) yielding an APR of 3.694% today. 30 year FHA FRM interest rates can be had for 3.375% yielding an APR of 3.921%. The jumbo options for the 30 year loans are on the books at 3.375% at the bank and an APR of 3.588% which is of course a bit higher than the non-jumbo loans.
The shorter term, popular 15 year FRM interest rates at the bank are published at 2.625% and an APR of 2.965%.
The FHA version of the 15 year loans have been published at 2.750% carrying an APR of 3.433% today. 15 year Jumbo fixed rate loan interest rates start at 2.875% carrying an APR of 3.168% today. 10 year FRMs are available starting at 2.375% with an APR of 2.920%. The 3 year ARM loans are published at 2.500% with an APR of 3.413% to start. ARM loans in the 5 year category at US Bankcorp are coming out at 2.500% with an APR of 3.287%.